The Gold Card

The Gold Card

The only MasterCard credit card in Mongolia. Flexible credit limits allow for large purchases along with other benefits. Accepted worldwide. Available in USD or MNT.
Time
4 years
Currency
MNT, USD
Apply now
Installment payment option available
Interest free period 50 days on retail transaction
Can select the last 8 digits of the card (if available, has extra charges)
Free accident insurance
Available for use domestically and overseas
Free card wallet
  • Brand MasterCard
    Type International
    Validity 2 years
    Currency MNT USD
    Annual fee 49,900₮ $49
    Credit limit /minimum/ 2,000,000₮ $2,000
    Credit limit /maximum/ 15,000,000₮ $15,000
    Cash limit rate 50%
    Daily cash withdrawal limit 10,000,000₮ $10,000
    Daily purchase limit 20,000,000₮ $10,000
    Balance enquiry at Golomt bank’s ATM Free
    at Other domestic bank’s ATM 100₮
    at Foreign bank’s ATM 500₮ $0.5
    Cash withdrawal at Golomt bank’s ATM 100₮ ​0.3%
    at Golomt bank’s branch 200₮ ​0.3%
    at Other domestic bank’s ATM 600₮/TDB ATM 100₮ ​0.3%+500₮/TDB АТМ 0.30% + 100₮
    at Foreign bank’s ATM 1.5% /minimum 3,000₮/ 1.5% /minimum $3/
    Transfer at Foreign bank’s transfer 1.5% /minimum 3,000₮/ 1.5% /minimum $3/
    Monthly statement day 3rd
    Monthly payment due day 22nd
    Minimum payment rate 10%
    Retail interest free period Up to 48 days
    Retail interest charge 2% /from payment due day/
    Cash interest charge 3% /from cash withdrawal day/
    Excess limit rate 5%
    Monthly excess limit charge 10,000₮ $5
    Monthly late payment charge 1%
    Event service notifications via SMS Free
    Partial Payment Service /pay equal amounts monthly including interest/ Free
    Period until card block in case of non-payment: after 1 month
    Card replacement 15,000₮ $5
    Instant card replacement fee 10,000₮
    Re-issue pin code From Golomt bank’s branch 1,000₮
    Instant re-issue pin code fee 2,000₮
    From Internet bank and smart bank Free
    Choosing the card number 50,000₮
    Maximum amount of accident insurance compensation 2,000,000₮
  • For new customers with salaried income

    • Customers who receive salary from other banks must provide past 1 year’s salary account statement /for customers with job experience less than 12 months on their current work must provide statement no less than 6 months/
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement
    • Customers with co-lender must provide co-lender’s Salary Verification Letter

    For business owner new customers

    • Account statement for past 1 (one) year
    • Corporate charter, certificate, special license
    • Related agreements such as Rental agreement, Immovable Property Certificate and other related documents
    • Customers with loans from other banks and/or non-banking financial institutions must provide their loan agreement, loan amortization schedule, account statement

    For card re-issuing customers

    • ID card
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