House construction loan
Make your dream home a reality with a good loan.
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Loan amount
Up to 70% of apartment purchase amount /follow the benchmark price
Maximum amount:
In UB: up to ₮300 mln
In Rural area: up to ₮100 mln
Term Up to 180 months
Downpayment House construction must be above 30%
Interest rate (yearly) 15.00%-18.60%
Effective percentage rate (yearly) 15.19%-18.80%
Application fee 10,000 MNT
Insurance Collateral insurance and life insurance are required
Commission fee 1% from disbursed loan amount /maximum ₮3 mln/
- Consistent income to successfully complete the payment of your mortgage loan
- Actual need or demand to buy a new house or apartment;
- Capacity to finance at least 20 per cent of the total price of the house or apartment
- At least 1 year of consistent work OR at least 2 successful business operations /Main applicant/
- At least 1 year of consistent work OR at least 2 successful business operations /Co applicant/
- Notarized ID copy of the applicant
- Marriage certificate, if applicable
- Residential
- Employee reference letter
- HUR reference: Social insurance payment (fingerprints can be read at the bank branch)
- Copy of employment contract
- Marriage certificate
- Documents showing an applicant’s capacity to pay off stated down payment
- State Registry Office References on whether any family member has ownership right immovable property
- Other
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