Target reduction of non-performing assets

Target reduction of non-performing assets

    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2023.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2024.09.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2024 12/31/2024 12/31/2025 12/31/2026 12/31/2027 12/31/2028 Performance Performance %
      Non-performing Loans ratio 5.0% 5.5% 5.6% 6.2% 5.7% 5.2% 5.2% 3.0% 198.6%
      NPL Coverage Ratio 106.2% 101.4% 95.2% 100.0% 100.0% 100.0% 100.0% 104.8% 105.7%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.6% 1095.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2023.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2024.06.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2024 12/31/2024 12/31/2025 12/31/2026 12/31/2027 12/31/2028 Performance Performance %
      Non-performing Loans ratio 5.0% 6.0% 5.6% 6.2% 5.7% 5.2% 5.2% 3.2% 185.4%
      NPL Coverage Ratio 106.2% 99.1% 95.2% 100.0% 100.0% 100.0% 100.0% 103.5% 104.4%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.7% 959.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2023.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2024.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      03/31/2024 12/31/2024 12/31/2025 12/31/2026 12/31/2027 12/31/2028 Performance Performance %
      Non-performing Loans ratio 5.0% 5.4% 5.6% 6.2% 5.7% 5.2% 5.2% 4.3% 117.1%
      NPL Coverage Ratio 106.2% 103.2% 95.2% 100.0% 100.0% 100.0% 100.0% 111.7% 108.3%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.7% 946.6%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 8.9% 8.9% 6.2% 5.7% 5.2% 3.0% 5.0% 177.4%
      NPL Coverage Ratio 96.4% 68.6% 68.6% 85.0% 85.0% 90.0% 90.0% 106.2% 154.9%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.0% 955.0%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.9.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 7.8% 8.9% 6.2% 5.7% 5.2% 3.0% 6.1% 128.9%
      NPL Coverage Ratio 96.4% 95.2% 68.6% 85.0% 85.0% 90.0% 90.0% 101.4% 106.5%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1060.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.6.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2023 12/31/2023 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 6.7% 8.9% 6.2% 5.7% 5.2% 3.0% 7.3% 91.2%
      NPL Coverage Ratio 96.4% 99.0% 68.6% 85.0% 85.0% 90.0% 90.0% 66.5% 67.2%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1060.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2022.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2023.3.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2023 12/31/2022 12/31/2024 12/31/2025 12/31/2026 12/31/2027 Performance Performance %
      Non-performing Loans ratio 6.9% 7.1% 8.9% 6.2% 5.7% 5.2% 3.0% 8.5% 83.5%
      NPL Coverage Ratio 96.4% 95.3% 68.6% 85.0% 85.0% 90.0% 90.0% 74.7% 78.3%
      OTHER INFORMATION
      Restructured loans ratio 1.0% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 0.9% 1063.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2022 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 8.8% 8.8% 4.0% 4.0% 3.0% 3.0% 6.9% 128.2%
      NPL Coverage Ratio 72.5% 59.9% 59.9% 80.0% 85.0% 90.0% 90.0% 96.4% 160.8%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.0% 1001.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.9.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2022 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 9.2% 8.8% 4.0% 4.0% 3.0% 3.0% 7.6% 119.9%
      NPL Coverage Ratio 72.5% 58.5% 59.9% 80.0% 85.0% 90.0% 90.0% 70.6% 120.8%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.1% 946.4%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.6.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 9.1% 8.8% 4.0% 4.0% 3.0% 3.0% 7.2% 126.5%
      NPL Coverage Ratio 72.5% 53.1% 59.9% 80.0% 85.0% 90.0% 90.0% 67.6% 127.3%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.3% 778.3%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2021.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2022.3.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 12/31/2026 Performance Performance %
      Non-performing Loans ratio 7.6% 8.8% 8.8% 4.0% 4.0% 3.0% 3.0% 8.8% 100.2%
      NPL Coverage Ratio 72.5% 65.2% 59.9% 80.0% 85.0% 90.0% 90.0% 63.4% 97.3%
      OTHER INFORMATION
      Restructured loans ratio 1.1% ≤7.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% ≤6.5% 1.1% 871.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2020.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.2% 8.2% 5.0% 4.0% 4.0% 3.0% 7.6% 107.3%
      NPL Coverage Ratio 71.9% 75.0% 75.0% 75.0% 80.0% 85.0% 90.0% 72.5% 96.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 1.1% 909.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2020.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.09.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.7% 8.3% 5.0% 4.0% 4.0% 3.0% 7.1% 121.8%
      NPL Coverage Ratio 71.9% 86.2% 89.7% 75.0% 80.0% 85.0% 90.0% 76.1% 88.2%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 1.1% 925.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2020.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.06.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.3% 8.3% 5.0% 4.0% 4.0% 3.0% 8.15% 101.9%
      NPL Coverage Ratio 71.9% 88.5% 89.7% 75.0% 80.0% 85.0% 90.0% 75.4% 85.2%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 2.14% 467.6%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2020.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2021.03.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2021 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025 Performance Performance %
      Non-performing Loans ratio 8.4% 8.70% 8.3% 5.0% 4.0% 4.0% 3.0% 8.8% 98.9%
      NPL Coverage Ratio 71.9% 86.3% 89.7% 75.0% 80.0% 85.0% 90.0% 77.5% 89.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤7.0% ≤6.5% ≤6.5% ≤6.5% 3.5% 281.9%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.12.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loans ratio 5.9% 6.1% 6.1% 5.0% 5.0% 5.0% 4.0% 8.4% 72.0%
      NPL Coverage Ratio 62.2% 71.3% 71.3% 70.0% 75.0% 75.0% 85.0% 71.9% 100.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.4% 294.8%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.09.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      9/30/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loan ratio 5.9% 5.8% 6.1% 5.0% 5.0% 5.0% 4.0% 7.7% 76.3%
      NPL Coverage Ratio 62.2% 61.4% 71.3% 70.0% 75.0% 75.0% 85.0% 56.9% 92.8%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.3% 303.1%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2019.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.06.30
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      6/30/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperfroming Loan ratio 5.9% 5.8% 5.5% 5.0% 5.0% 5.0% 4.0% 6.5% 89.4%
      NPL Coverage Ratio 62.2% 64.7% 68.4% 70.0% 75.0% 75.0% 85.0% 57.7% 89.1%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 4.2% 238.3%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      2019.12.31
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2020.03.31
      As of reporting period Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      3/31/2020 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 Performance Performance %
      Nonperforming Loan ratio 5.9% 7.3% 5.5% 5.0% 5.0% 4.0% 4.0% 5.6% 130.7%
      NPL Coverage Ratio 62.2% 62.0% 68.4% 70.0% 75.0% 80.0% 85.0% 64.9% 104.7%
      OTHER INFORMATION
      Restructured loans ratio 3.4% ≤10.0% ≤10.0% ≤8.0% ≤7.0% ≤6.5% ≤6.5% 3.55% 281.6%
    • Indicators to evaluate the target for reducing the non-performing assets Performance
      (2018.12.31)
      TARGET REDUCTION OF NON-PERFORMING ASSETS As of reporting period 2019.12.31
      Short term
      ( first year)
      Medium term
      (2-4 years)
      Long term
      (5 years or more)
      12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 Performance Performance %
      Nonperfroming Loan ratio 9.0% 7.1% 5.5% 5.0% 5.0% 4.0% 5.9% 120.6%
      NPL Coverage Ratio 59.3% 53.0% 68.4% 70.0% 75.0% 80.0% 67.2% 126.9%
      OTHER INFORMATION
      Restructured loans ratio 3.7% 3.7% 3.4% 3.4% 3.2% 3.0% 3.4% 107.7%

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  • 0
    100000000
    2000000000
    0
    20.8
    70
    0
    8
    30
    1
    12
    360

    Your loan calculation

    Monthly payment

    Salary amount (45%)


    Down payment

    Loan amount

  • 10000
    1000000
    2000000000
    0
    10000
    5000000
    1
    12.4
    30
    1
    12
    30

    Calculate your savings

    The money you saved

    Total interest

    Total

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